Buying a used car is a big decision, and repairs can be expensive. Our protection plans help you budget with confidence and avoid surprise bills down the road. We'll walk you through the options for the car you're interested in, and you choose only what makes sense for you.
Protection plans we offer
| Plan | What it's for | Good fit if you... |
|---|---|---|
| Powertrain warranty | Major mechanical components such as the engine, transmission, and drive axle | Want protection against the most expensive repairs |
| Bumper-to-bumper warranty | Broader coverage of many mechanical and electrical parts | Want the most complete protection available for your vehicle |
| GAP coverage | The difference between what you owe on your loan and what insurance pays if the car is totaled or stolen | Are financing with a small down payment or a longer loan term |
| Tire & wheel protection | Repair or replacement of tires and wheels damaged by road hazards like potholes | Drive a lot, especially on Chicago-area roads in winter |
Coverage details, limits, and terms vary by plan and provider. Before you buy, we'll show you exactly what each plan covers so there are no surprises.
How it works
- Pick your car. Browse our quality-inspected inventory.
- See your options. We'll show you which plans are available for that vehicle based on its year and mileage, and what each one costs.
- Choose what fits. Add the plans that make sense for you. Plans can usually be included in your financing, subject to lender approval.
Why consider an extended warranty on a used car?
- Predictable costs. A covered repair can turn a large, unexpected bill into a manageable one.
- Peace of mind on higher-mileage vehicles. Many affordable used cars are past the original factory warranty.
- Easy to budget. When added to your financing, the cost is spread across your monthly payments.
Is GAP coverage worth it?
If your car is totaled or stolen, insurance usually pays what the car is worth at that moment, which can be less than what you still owe on your loan. GAP coverage is designed to cover that difference, so you aren't left paying off a car you no longer have. It's most useful when you put little money down or choose a longer loan term. See how much car you can afford for help with the numbers.